Equias consultants are experts in insurance and the banking industry.

Our Solutions

The consultants at Equias Alliance offer a comprehensive range of executive benefit consulting services as well as strategic financing and investments solutions to help offset benefit liabilities. More specifically, we provide the following:

Bank-Owned Life Insurance (BOLI)

We provide BOLI portfolio services that are designed to enhance the bank’s earnings. We offer general, separate and hybrid separate account BOLI products from almost all of the nation’s top BOLI providers. We offer our clients a variety of carriers and a full range of products to best meet their needs and to meet regulatory compliance standards.

Equias Alliance maintains a leadership position by offering the highest caliber of products from the nation’s top insurance carriers.

Design of Nonqualified Benefit Plans

We provide benefit planning to assist banks in addressing the retirement income shortfalls resulting from qualified benefit plan limitations, while incorporating rewards based on targeted performance or other benchmarks. Currently, we design and implement nonqualified benefit plans including: Supplemental Executive Retirement Plans, Supplemental Life Insurance Plans, Performance-Driven Benefit Plans, Executive Deferred Compensation Plans, Director Deferred Fee Plans, Director Retirement Plans, and Director Supplemental Life Insurance Plans.

Administration of BOLI and Nonqualified Benefit Plans

Currently, we administer BOLI and benefit plans including: Bank-Owned Life Insurance Programs, Community Bank Scholarship Programs, Director and Executive Deferred Compensation Plans, Director Retirement Plans, Group Term Replacement Plans/Split-Dollar Endorsement Plans, Performance-Driven Benefit Plans, Stock Appreciation Plans, Supplemental Executive Retirement Plans, and Revenue Neutral Plans/Index Plans.

Review of Existing BOLI and Nonqualified Benefit Plans

The consultants at Equias Alliance can review your current BOLI assets and provide summary of findings and recommendations. In addition, many of our clients request a review of their current nonqualified benefit plans.

We provide our clients with monthly comprehensive BOLI reporting packages, annual risk assessment reviews, carrier updates and more. We offer individualized support through our Independent Consultants, Client Relationship Managers, and National Service Center.

Equias News

BOLI Market to Remain Steady in 2018 – Bank Director
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Compensation Strategies to Attract, Retain and Motivate Millennials – BankDirector
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Top 10 Reasons Banks Own BOLI – Joe Schaefer, MBA
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The Value of Customized Deferred Compensation – Bank Director
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More Equias News

Current Events

Bank Director | Acquire or Be Acquired | January 28 - January 30 | Arizona Biltmore Resort, Phoenix, AZ

Ohio Bankers | OBL Economic Summit | February 6 | Greater Columbus Convention Center, Columbus, OH

American Bankers Association | National Conference for Community Bankers | February 25 - February 28 | Hilton Hawaiian Village Waikiki Beach Resort, Honolulu, HI

More Current Events

Insurance services provided by Equias Alliance, LLC, a subsidiary of NFP Corp. Doing business in California as Equias Alliance Insurance Services, LLC (License #0H52337). Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Kestra IS is not affiliated with Equias Alliance LLC, NFP Corp., or any other entity listed herein. Kestra IS does not provide tax or legal advice and is not a Certified Public Accounting (CPA) firm. Not all persons listed on this website are registered with or offer securities through Kestra IS. Only appropriately licensed individuals can offer securities through Kestra IS.

This site is published for residents of the United States only. Registered Representatives of Kestra IS and Investment Advisor Representatives of Kestra AS may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact our Compliance department at 844-5-KESTRA (844-553-7872).

Any web site links referenced are being provided strictly as a courtesy. Neither us, nor Kestra IS or Kestra AS are liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of the links provided.

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